No they shouldn’t disclose your private information without your authority to do so. If you don’t want anyone to know certain individual iinformaion you need to be very carefull what you sign. The fin print on the application and in the policy permits alot of private information to be turned over to whomever may need this information.
Can auto insurance companies request information about people who live with you?
More input from FAQ Farmers: .
Yes they can, technically the National Highway Traffic SafetyAdministration (NHTSA) requires them to do so as part of theagreement of being a legitimate licensed insurance carrier.Reminisce, anyone withheld from the policy who drives and causes aclaim they will laugh and deny the entire thing. You will then needa good lawyer. .
I am a agent for a large company, and yes insurance companieshave the right to ask you anything about the Occupants of yourhousehold. You don’t have to response them but dont expect to haveinsurance with them very much longer. 08/08/2012: It depends on the state in which you live. In Wisconsin, ourinsuring contracts state that every member of your household iscovered by your policy, and Wisconsin does not permit us to excludeany driver. Since the insurance company is on the hook foreverybody, they absolutely have the right to have information abouteveryone in the household. In some states, it is permissible toexclude drivers. In those cases, you can sign an agreement withyour insurance company that basically says that if “Person X”drives my car and has an accident w/ it, the insurance company doesnot have to provide coverage. In that case, they will still needsome information, but since they are not covering that person, notas much information.
Is there anyway to locate whether a company carries liability insurance if they do not disclose it?
Call your local Inter Company Arbitration Assocition and ask to speak to the manager. If you give them the company name they may be able to tell you based on their practice.
What information do insurance companies get about a ticket and what do they do with it?
“What information do insurance companies get about a ticket and what do they do with it?”.
When you apply for auto insurance the company looks at a number of items in determining how much to charge you for the insurance. This charge is your insurance premium. A number of factors are used and not all companies will use the same rating system and that is why you always need to get at least three quotes on your auto insurance..
One of the factors and very likely the most significant is your Motor Vehicle Report or MVR. This is kept by the DMV in your home state and lists all of the accidents and traffic tickets that you have received subject to state law. Speeding tickets can be kept off your record by a number of ways including traffic school, a deferment and of course striking the ticket in court. Usually the company only checks the last three years and assigns insurance points depending on the number of accidents and tickets. The more points the more your insurance will cost. If you record is truly bad the company may decline to even quote or your current carrier may even cancel. For example some of the low cost companies will drop coverage if you receive a reckless driving citation..
For a further discussion see the article “The True Cost of a Speeding Ticket”.http://www.speedingticketcentral.com/cost-of-a-speeding-ticket.html
Do you have to disclose the premium cost on a previous auto insurance policy declaration requested by your fresh auto insurance company to prove prior coverage in Michigan?
You shouldn’t have to disclose the premium, just the prior insurance carrier and policy number. What do you care if they see the premium anyway? It’s not like they are going to adjust your fresh premium one way or the other.
What is the best auto insurance company?
“Best” is often a function of one’s practice with the company. There are many very fine auto insurance companies-some big and some puny. The manner in which claims are treated is often the way in which consumers judge insurers. Not all insurance companies write business in all states. It is critical that you deal only with a company that is licensed (“authorized”) to transact business in your state. You can determine this by contacting the State Insurance regulator in the Capitol of your state. To name a few, some reputable auto insurers include: State Farm Allstate USAA Progressive GEICO FarmersThere are many others. You would be well advised to consult with a licensed agent or broker in your area.
Auto accident on Private Party where the Cops Came but no Tickets were issued we had expired Insurance by one day do i the uninsured have to pay damages if they wont go through their insurance company?
yes, if you were at fault. if your company is good and they value you as a customer, they might give you a grace period. (mine did once for the tow coverage) on the other arm, if your ins co won’t cover it and you can’t afford or won’t pay on principle, then you are legally permitted to tell them to bugger off (in a nice way please) and they can go through their uninsured driver coverage. That’s why most states ( i think) require you to have it. then their ins company will come after you personally with their lawyers and you will go to court. then its up to the state law and judge. if they only have liability and you tell them to bugger off, then all they can do is personally take you to petite claims court.
What auto insurance company has the code 053?
Auto Insurance Company Code 053 is for Praetorian Insurance Company, there address is 7 Times Square 37th Floor, Fresh York, NY 10036. This is a dollar a day policy meaning you pay $365 a year for insurance on a car, but you do not have PIP benefits if say you were injured in a car accident your bills would not be covered.
How does a health insurance company verify information pertaining to past medical history Can they find out everything even if you dont disclose it if so how?
When you see a doctor for any medical condition, it is recorded at the Medical Information Bureau or “MIB.” Insurance companies use the MIB to obtain medical history on pre-existing conditions.
If an insurance company is investigating you can they disclose any information about you to the person they are interviewing?
Not enough infomration given. Information such asWHAT ? They will certainly have to expose your name and possibly enough information about you to identify you to the person(s) being questioned.
Can you have two auto insurance companies?
Any individual can have two different auto insurance companies ifthey have more than one vehicle. If you find that rates are lowerwith one company for one vehicle and lower for the other withanother company, you can carry two separate insurance policies.
Where can you get revenue information of private companies revenues?
Search company research Web sites, such as Manta, Hoovers or Mergent Online, to find annual revenue of both public and private companies. Search for public companies on financial data Web sites, such as Google Finance, Yahoo! Finance or MSN Money. Inject the company’s stock symbol or company name into the search box. Click the “Financial” or “Income Statement” option on the company Web page, usually located on the left-hand menu. Look for the “Revenue” listing, usually located near the top of the page. Find the “Total Revenue” listing that corresponds to the year you are looking for. If the screen brings you to a “Quarterly” screen, click on the “Annual” tab to find annual financial data.
Can repossession companys gather private information?
Yes, a repossession company can gather what ever information is necessary to recover a vehicle or to secure the loan for the lender. This can include and is not limited to your place of employment; locations you may frequent, your residential address; the addresses and phone numbers of any references you listed on the loan application; the phone numbers and names of your neighbors in any attempt to contact you or locate the vehicle; the names, addresses, and phone numbers of your family members in an attempt to contact you or locate the vehicle; and, any other information that progresses the recovery of the property. Additionally, they have the resources to detect your private cell phone numbers and numbers of unpublished landline phones.
Can a private college impose a disciplinary expulsion on youthful offender because of not disclosing information?
It is possible that if a specific question is asked regarding previous offences and those offences are NOT SPENT then it is possible for them to do this .
If the offence is such that it COULD possibley effect other sudents (sexual offences for example) then again many education figures have clear child protection policies .
The answers to this are somewhat difficult as it depends on the nature of the offence, the country the establishment is in and the educational governance of that college
Do you have to give someone else auto insurance company your auto insurance information?
Some states do require you to provide it to the other carrier because they need to prove you had valid liability coverage at the time of the accident.
Is allstate a bad auto insurance company?
Telling if a company is bad or not depends on the consumer who uses it. I suggest doing some research on their website, and around the web. Calling and getting a quote for your car, and the specific services that you want is also a good idea.
I’m 21 and live in UK What can I do if my doctor discloses private private information about me to my mother?
Unless either party is planning on admitting to that in a civil court, there is not much to be done about it. Send a stern letter to the doctor, in which you calmly and stiffly explain to him how you were hurt by that, and note in that letter that copies are being sent to whatever medical board, association or whatnot you have in that area.
Which private health insurance companies cover dental insurance?
American Family Insurance is a excellent private insurance company that covers health insurance as well as dental insurance. American Family Insurance also gives you these options for a excellent price.
What companies have the cheapest auto insurance?
Progressive Auto Insurance is by far the cheapest auto insurance I have personally found for myself. They give you sensational savings and discounts for signing up online which can save you tons of money!
Where can you get information on finding the cheapest auto insurance?
Information on finding the cheapest auto insurance is effortless to find. Consumer Reports offers comparisons, and it’s a trend among insurers now to suggest side-by-side comparisons with their competitors.
What companys in Chicago have the cheapest auto insurance?
If you are eligible for USAA insurance, you can find some of the best rates there that cover people all over the U.S.. You might also attempt Geico, Allstate, and Nationwide. It would all depend on your driving record, practice, etc.
What companies suggest discount auto insurance?
Esurance, Allstate, Insurance Plus, GEICO, and many others suggest discount auto insurance. They have to if they want to make money and get fresh, loyal customers. Check with your local insurance agent to see if your auto insurance agency offers any suitable discounts for you.
Which auto insurance company is the best?
The best auto insurance company is state farm. but this is just my opinion. You may find that the best for you is all state. it is indeed just a matter or preference.
Is sr22 insurance provided by private insurance companies?
In the United States, an SR-22 is a vehicle liability insurance document used by some state Department of Motor Vehicles (DMV) offices. It provides proof that a driver has the minimum required liability insurance coverage for that particular state.
Is AAA an auto insurance company?
AAA is an insurance AGENCY. Not an Insurance Company. The AAA insurance company is now possessed by a Spainish Insurance Company named MAPFRE.
What are some reputable auto insurance companies?
State Farm, American Family, Allstate, Geico, USAA, and Travelers insurance are just a few of the reputable auto insurance companies.
What auto insurance companies have the best ratings?
Large, nationally marketed auto insurance companies generally receive the highest ratings. For example, State Farm, Travelers and Geico suggest quality policies. However, consumers may want to consider purchasing auto insurance policies from firms that they buy other insurance products from.
Which auto insurance companies have coverage for RVs?
Almost every auto insurance agency has RV coverage. The more popular choices include Nationwide, esurance, and Progressive.
Is Geico an auto insurance company?
Geico does suggest auto insurance through their website and information on how to contact them with questions.
Does an insurance agent have to disclose the name of the company that insures his client if there is a claim against his client?
To make this clearer I called this agent stating I wished to make a claim against his client. He is an independent agent, and sells insurance from many companies. He is providing me the run around. Is required to tell me the name of the company that insures his client?
Is it unprofessional to disclose information about the company you are working for?
It can be neutral, it can be unprofessional, it can be unethical, it can be illegal, or it can be exactly what you are supposed to do, depending on the nature of the information and your role at the company. The profession in question will have guidelines and/or codes of ethics helping people to determine what kinds of information should be available to the public, and what kinds of information should be under various levels of control. Presumably a company wants information about its products, their uses benefits and costs, to be known by as many people in the company’s market as possible. It is the job of some employees to market the company’s products and to oversee sales. Proprietary information, information that is expressly possessed by the company and that is involved with processes, coding or formulas that make their products unique, are not just information butproperty . Exposing these may constitute a breach of ethics or even criminal activity. Exceptfor cases where you become aware of criminal activity at the company, if you disclose information for the express purpose of committing fraud, actively harming your company’s business or reputation, or to advance the interests of some other company, then you are very likely in a lot of trouble. The safest thing you can do is to go after your job description and assigned tasks, and the written policies and procedures the company has in place dealing with disclosure of information, talking with the press or other media, or representatives from other companies. Don’t share one bit of information with anyone (unless reporting a crime) that you would be one bit embarrassed to share right in front of the company’s CEO, Human Resources officer, legal department, your pastor/clergy person, or your mother. If that thought makes you queasy, then keep it to yourself. You may find yourself in the paper the next day, named as the source of some embarrassing filth, and there will be fairly a lot of mess on your face, pictured on page one.
Is Erie Auto insurance a good company?
“Auto insurance is of course a very subjective topic. Often times people do not talk about their auto insurance unless they have a negative practice. However, after researching pros and cons and customer reviews, it seems that if Erie is available in your area it is a good choice monetarily and service-wise. The only complaints I found were re: the website, evidently it is not organized as well as it could be and geysers slower than customers would like.”
Is United Auto Insurance an offshore company?
“No. It is located in North Miami Beach, FL and the corporation was founded in 1989. Because its headquarters are located on a beach, it is not an offshore company.”
What is a good American Auto Insurance company?
“The 6 top rated American Auto Insurance companies are Progressive Insurance, State Farm Insurance Group, Nationwide Group, Geico, USAA Group and Selective Insurance Group. These companies have a rating of A+ or higher.”
Is it necessary to disclose all the life insurance policy with every company?
I assume you are talking about disclosing your current life insurance policies to a company that you are applying to for a fresh policy. You should be absolutely as truthfull as you can in every aspect of any insurance applications that you pack out. The application and policy are a legally trussing contract. If it is deemed that you lied on an application on any fact that is determined to be material to the issuance of the policy the insurance can and will find the contract null and void. They depend on the facts that you give them to determine on the policy issued and rates given. As in any legal contract if one party provides false or misleading information to get the other party to come in into a contract then the other party cannot be held to the terms of the contract. You don’t want to pay for a policy that will not pay off when you need it.
What company has the lowest auto insurance rates?
When determining whether to choose a mediclaim or a health policy, itwould be wise to very first understand what your requirements are, whatis the existing health condition of family members, and what arethe hereditary diseases in the family. Buy Health Insurance:
What auto insurance company has the caveman commercials?
GEICO auto insurance was the company that used the Cavemen in their commercials. Their slogan was, “So effortless, a caveman could do it”. They began airing these commercials in 2004.
Who wields the Citifinancial Auto Insurance company?
Citigroup Inc. is the multinational company that possesses Citifinancial Auto Insurance. Despite suffering large losses during he recession in 2008, Citigroup was able to stay open due to bailout money from tax payers.
Which companies suggest the best auto insurance?
There are many companies on the market today that suggest good auto insurance. The best is going to depend on which features are significant to you. If you are looking for a company with many discount Allstate maybe the one for you, but if you desire a policy with features such as road side assistance and car rental with little to no extra cost Statefarm might be a better option. Progressive offers numerous discounts and features tailored to your needs and budget as well.
What company has auto insurance at a low rate?
Progressive is a an auto-insurance provider that prides itself on providing a competitive rate within an industry that is flooded with firms. Progressive Insurance rates and tracks their competitiors, so upon consultation they provide their prospective client with a wide-range of alternative possibilities, and then proceed to tailor a program of insurance that hammers their competitior’s rates and is best-suited to fulfill your individual needs.As well, they suggest the capability to procure a quote online, and to bundle services with them in order to garner a breadth of savings with reagrd to all your insurance needs.
What companies suggest auto commercial insurance?
The following companies offers auto commercial insurance: Budget Insurance,SantamBusiness Insurance,Geico Insurance, Liberty Mutual Group,Absa Idirect Insurance.
What companies suggest auto insurance in TX?
The following companies suggest auto insurance in Texas: The General, Progressive, Geico, Allstate, Esurance, Liberty Mutual, Elephant, and AAA. The website Online Auto Insurance ranks Geico and Allstate as the cheapest.
Which are the top auto insurance companies in the UK?
There are a lot of companies in the UK suggesting car insurance which is a good thing for the consumer as lots of competition means lower prices and hopefully better value and service ,the ones that instantly spring to mind are direct line Admiral MoreThan andChurchill who seem to be permanently advertising on the TV the of course there is The AA and The RAC the mayor supermarkets like Tesco Sainsbury’s and Marks and Spencer also suggest this service.
What is the leading private dental insurance company?
There are many dental insurance companies out there. What matters however is how their coverage is tailored to suit your needs. AARP offers the best dental insurance coverage.The AARP dental insurance plan offers many benefits some of which are:1 Two plan choices, with individual and family enrollment options.Two No waiting periods on preventive services including three cleanings and exams in a Year3 Fewer expenses when you visit a Delta Dental dentist because the dentists agree to AARP’s negotiated fees.However if you wish to compare the pricing from other dental insurance companies why not visit the “ehealth” (without quotes) website?
How does an auto insurance company process a claim?
Once you’ve reported an accident to your insurance company they will assign a claims adjuster to your file. The claims adjuster will meet you in person or contact you by phone to determine what is covered by your policy. The claims adjuster will let you know where to take your vehicle to be assessed to determine if it is a write off or repairable. If the accident was the fault of another party, then your adjuster will contact the other insurance company of the other party, assuming you were able to obtain the information of the other party. If anyone was injured in the accident then information from a doctor will need to be provided to the insurance company, so they assess financial compensation for the injury and time off work.
Where can a person go to find information on the best auto insurance companies in Michigan?
The website Michigan Auto Law designates the following four auto insurance companies as best: Auto-Owners Insurance Company, Home-Owners Insurance Company, Michigan Millers Mutual Insurance Company, and Grange Insurance Company of Michigan. Alternatively, the website iSeeCars has its own ranking of the top ten such companies, as determined by the number of complaints.
What is the purpose of a company auto insurance?
Companies who offers car fleets to their employees should very consider getting auto insurance. This means that if anything were to happen to an employees car, the cost would not put strain on the company.
What companies suggest auto insurance?
The following companies suggest auto insurance: AAA, 21st Century Insurance, Nationwide, Progressive, State Farm, Allstate, Esurance, and Liberty Mutual.
How can you find private company information?
One could find private company information from a few sources. One of these such sources would be Dun and Bradstreet, a publisher that seeks information from private firms. Albeit the information that is told to Dun and Bradstreet is voluntary, much of it is accurate.
Who controls auto insurance companie?
Auto insurance companies are managed by a board of directors if they are a corporation which most of them are. They would also have a president or chief financial officer and other officers needed for their operation. If this is not what you mean perhaps you are asking about regulation which would be separate in each state of the United States. Each State will have a regulatory agency that regulate auto insurance companies such as a State Department of Insurance.
Who controls auto insurance companies?
Insurance companies are managed by corporate officers and a board of directors just like any other company. If they are a mutual company they are still managed by company officers. Insurance companies are regulated in each state by the Insurance Commissioner and the Commissioners Office. Depending on what state you live in the title of the regulatory agency may be different but all states have a agency that audits insurance companies. Companies can get in just as much trouble for over paying claims as the can for not paying claims that they should have paid.