Single car accident no injuries but car totaled will insurance pay?

Single car accident no injuries but car totaled will insurance pay?

Single car accident no injuries but car totaled will insurance pay?Evidently if you have collision that should look after the harm to the car. Now the collision comes in many shades of grey. The insurance company will pay cash value after taking into account the mileage, year, and type of vehicle. Plus the cost of dealing with the harm vehicle cost would be subtracted from the settlement of the cash settlement too in some cases.
If you have no collision then you have no gam to stand on, your are left holding the bag.

What do you do if the insurance for a totaled car does not pay off the car loan?

I faced the same thing about a year ago. The insurance company did not want to give me what was needed. I got on-line and found many cars that were just like mine and displayed them that my car was worth more than they were wanting to give me. They still did not want to give me what the car was worth. So I went to puny claims court and filed suit on the driver of the other car. The person’s insurance has to represent them. Also go and look at the comps that the insurance company are using for your car to see if you can substitute the car for what they want to give you. ReactionUltimately it is your responsibility that you either made low payments, took out a very long loan, or picked a car with high depreciation. The insurance company is not liable for the inflated amount you owe–only what the car is worth. ResponseThe insurance company will only give you the value of the vehicle, as per the “Kelly Blue Book”. They will also send an appraiser out to see what the condition of the car was, as in mileage, any previous harm. If the accident was another driver’s fault, you have to sue him and/or his insurance company for the remaining balance.Whatever you borrowed to obtain the vehicle wil always be more than the car is worth. You have already lost money on it as soon as you drove it off the car lot. But do your research. Go online for “Kelly Blue Book”, and get the estimate of the car’s value. If it is more, then dispute it with the insurance company. Print the page out. ReactionWhen you bought the car fresh or used from the dealer you had the option to purchase something called GAP INSURANCE from them (the Dealer, not the insurance company) for your exact situation. If you did not have enough equity in your car for the insurance pay off to cover it AND did not have gap insurance. basically you are screwed and responsible for the rest of the loan amount car or no car. Some people believe Gap insurance is a rip off so they do not suggest it to you and some just don’t know what it is. They do not need to be selling cars. Not fair but the way of life. Father is an insurance sales man. I also had a chick hit me I had GAP insurance and she did not. She still had to pay off the balance on the loan even tho’ she did not have the car. The courts won’t do much because you had the option to purchase gap insurance and you did not, it does not matter that you did not know.

What can you do if your insurance is cancelled the same day you get in an accident and total your car?

Response .
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company’s..

If you are in an accident and you have no insurance what will the bank do when they find out your car is totaled?

The lender has several options but the one you will be worried with is: SUE YOU for the money. Depending on how long you didnt have ins. the lender had very likely placed ins. on the loan that covers them but NOT you. You will still be looking at a Balance DUE. If ya cant ins. it, ya cant AFFORD to drive it. Good LuckIt’s a little more serious than Roosta’s opinion. The vehicle ruined was the collateral which officially established your loan as a SECURED LOAN. That is the condition you signed upon completing your buyer’s contract which is to maintain at minimum Comprehensive and Collision coverages however most of them specifically state such coverage does NOT substitute for bodily injury/property harm liability required by law to even Budge the car without a towing truck in all 50 states and most Canadian territories. Many lenders will like she said add insurance that ONLY covers the repair/replacement costs of their precious investment and they do it almost instantly. If by some chance it’s totalled and they haven’t done so you might be brought up on criminal charges unless you are able to produce the entire remaining balance instantly. Unless of course you’re not at fault, in which case the other person’s insurance must pay. These possibilites are going to be the least of your problems if you’re in a crash, at fault with no liability coverage. You’ll most likely spend time in jail not to mention get stuck railing scummy filthy low life busses for the rest of your life, or however long you’re in North America (USA, Mexico, or Canada) They are right. The best thing you can do is keep paying your payments, and hope they don’t find out. ok thank you for your answers but the accident definitly was her falt problem is her isurance doesnt want to cover of coarse she denies!being there at all so what can i do for now as far as the payements and what is ussually the out come? (ive never been in an accident)?

What if you have total coverage insurance for your car and you have a single car accident and you have a suspended license does the insurance people still pay for it?

Reaction .
wrong side driving car was total harm * drank liqueds and drove the car it is also pay *

If you total your car in an accident can a insurance company pay below low blue book?

Reaction .
Each situation is different and there is no definite response to this because there is no stardard but Yes there is a possibility.

If your wifey had an accident and she was not on your insurance and was driving a rental car that had sui and cdw but no pai for medical injury who pays your auto-ins rental-ins or medical-ins?

Reaction .
Your medical insurance will most likely pay; however, you will have to put in a claim to the other insurances very first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors’ billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.

How much insurance will you receive for a car that was totaled in an accident?

Most of the time they will give you retail (plus tax) and minus your deductable.You can go to www.nada.com to find the value of your car. depends on coverage, usually the value to substitute car (includes any remaining payments and getting a car comparable to the one you lost, if that fortunate)

Whose insurance pays if you are borrowing another’s car and are in an accident?

Read your policy. If the policy says that anyone driving your car with your permission is an insured, then the company that insures that car pays. Many policies exclude certain drivers, so it is not a one size fits all reaction. .
Reaction .
The insurance for the car will pay, not the driver. Sadly, you are not required to pay anything, but if you are a responsible person, then you will….especially if it was your fault.

Will car insurance pay for a car totaled in a DUI accident?

Reaction .
It should. If the “at fault” vehicle is insured, it’s supposed to cover the victim’s vehicle 100%. If the “at fault” vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount.Note that the toasted driver will liberate his insurance and be required to get the VERY expensive DUI “insurance endorsment” since he/she is now in the highest risk bracket..
BTW, when a inebriated driver causes a collision it’s not called an “accident”. Accident is when things just happen. Driving toasted is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.

If you only have liability and your car is totaled in an accident will your insurance pay for it?

Car insurance:liabiltityNo. Because liability only covers the damages to the other persons car in an accident. “Three. Property Harm LiabilityThis coverage pays for harm you (or someone driving the car with your permission) may cause to someone else’s property. Usually, this means harm to someone else�s car, but it also includes harm to lamp posts, telephone poles, fences, buildings or other structures your car hit.” See the link below for more information on coverage. ResponseNo. Liability takes care of the other driver and his vehicle only. ReactionNo. Unluckily, liability only covers the OTHER man’s car. If you do not buy the “comprehensive and collision” coverage, YOUR car is only covered if the OTHER stud is at fault. ResponseIn the UK there are three main types of car insurance: 1. third party; Two. third party fire and theft and Trio. comprehensive. The very first type will not pay for harm to your vehicle in any event; the 2nd will pay if harm to your car is caused due to fire or theft and the third will pay in any event for harm to your vehicle. If however harm is caused by the user of another vehicle you will be entitled to claim compensation from the other driver’s motor insurance for your vehicle harm and if no insurance is in place form the Motor Insurers Bureau. See the related link entitled “car accident claim” to see how to display legal fault for your car accident.

If you are in an accident and it is your fault does your insurance pay for both cars?

.
Response .
.

Related video:

No lovey not if your the one at fault… Insurance only covers the other person if your at fault sorry honey……
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It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person’s harm. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).

Can carriers raise your premiums for a serious accident where your car is totaled and the insurance company pays for your car but the insurance investigator ruled that the accident was not your fault?

.
Response .
yes if your ins.co. pays for your car..
They CanEven if they don’t pay for your car. My agent warned me that my homeowners premiums could be raised just for filing claims! They used to send an adjustor out automatically if there was a hailstorm or windstorm, but not any more. I just dreamed an ajustor to estimate the harm last spring and let me know if it would exceed my deductible.

Single car accident no injuries but car totaled will insurance pay?

Will car insurance pay for an injury to a finger from the car door?

Finger In Car Door .
Why would you do that? Most likely not as most insurance companies will turn down to pay out miniscule damages.

What would you do if you have no car insurance and got into a car accident but havent embarked paying off that fee and then got into another car accident where the car was totaled and it is your fault?

Response .
You should stop driving instantaneously. It is illegal to drive any vehicle without meeting your state’s Financial Responsibilty Requirements..
Reaction .
Stop driving! If you still didn’t have insurance when you got into your 2nd accident, they’ll very likely suspend your license and if you’re then caught driving they’ll throw you in jail. If you can’t afford insurance you can’t afford to own a car!! Based on your driving record thusfar you need total coverage!!

An insured driver is unknowingly driving an uninsured car and has an accident. The proprietor of the uninsured car is injured. Who pays for the damages and injuries?

Response .
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the harm to the vehicle. If you wish to get payment from the uninsured auto holder you will have to sue them in civil court. Good luck

An insured driver is unknowingly driving an uninsured car and has an accident The proprietor of the uninsured car is injured Who pays for the uninsured owners injuries?

Reaction .
this is tricky, dependant on the state laws…you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accidentthat is your fault …the possessor of the vehicle is a passenger in the car and is injured…your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn’t matter you didn’t know it was uninsured) and ifyour neglienceresulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy…..sorry…..

If you have a suspended license and total coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?

Reaction .
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.

Will under insured motorist coverage pay for injuries to a drivers policy for a single car accident?

Response .
No, I don’t think so, or know of any situation where it would, all states vary and have different laws tho’ so you should dual check this with your states dept of insurance or your agent..
Typically underinsured motorists coverage, covers the ‘under insured” coverage of the other driver. As an example you and four passengers of your vehicle are hurt badly by another driver who only carrys 25k/50k bodily injury boundaries. That means 25k per person 50k per accident is the absolute MOST they can pay, but you and your passengers injuries total 75k, your underinsured motorist coverage picks up this 25k that is over their limit, or amount they are ‘underinsured’.

Related video:

If my car is totaled and not paid for will your insurance pay for it?

Car Loans .
In most cases, insurance companies are only required to pay up to the book value of your car. What this means is that if you owe $15,000 on a car loan and the car is only worth $12,000, you will still be held responsible for the remaining balance which in this case would be $Three,000. This is also known as being upside down. If you purchase GAP, a.k.a a debt cancellation contract, then you would not be held liable for the remaining $Trio,000. This is why it pays to purchase a car that has good residual value meaning it shouldn’t depreciate much quicker than you are able to pay off your loan.

If you accidentally hit your wifey’s car with your car and both vehicles are insured on the same policy will you have to pay two deductibles or will it be treated as a single accident?

Response .
You need to check with your agent. In some cases, accidents involving relatives are not covered.

Will car insurance pay if totaled car?

If you have total coverage they might pay you the lowest market value fo your car. They will deduct your deductable.. Insurance companies are out to make money so they will find the cheapest way out

If your car is out for repo but has been totaled in a car accident are you still repsonsible for the payments or will the insurance company pay off?

Your insurance will only pay off what the blue book value of the car is, whether that’s enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.

If you are in a car accident and the car is totaled does your car loan get paid off through insurance?

Not unless you have the fresh option in insurance of the fresh car replacement. If your car is totaled, you will be paid the Blue Book price for your vehicle. This sum is the amount your vehicle is worth at this time. Any amount over this sum that is still owed to a car loan is still due.

You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a fresh vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.

What to do if you have a car accident and no car insurance?

Your jammed .
In the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle harm from the other driver. See the related link entitled “car accident claim” for a description of how to prove who was at fault in a car accident. If you caused the accident – the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled “accident car insurance” for a total description of motor insurance and the MIB. Same screenplay in The United States. In the State Of Fresh Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have utter coverage but other wise, you can drive loosely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be wise, at least carry the minimum of liability.

Single car accident no injuries but car totaled will insurance pay?

Can you sue the insurance for injuries 7 months after a car accident?

Most states permit you to file a claim up to Two or Trio years after an accident, but you can only sue an insurance company if they have denied your claim.

What if my car was totaled in an accident the insurance pay off the debt?

Only if you carried GAP insurance will it pay off what you owe to the Lienholder. If not then they will only pay what they valued your car to be worth which may or may not be enough to pay off the loan.

If there is a Single car accident and no police report is filed and we drove car home will the insurance company pay?

As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.

If a car is considered a total loss after an accident and the insurance company pays you for what the car is worth do you still have coverage on that vehicle if you contnue to drive it?

Usually if the car is a total loss, the insurance company will pay you and take the car. They then sell it for parts/salvage. If they let you keep the car, all you have to do is check on the current status of your policy and see if it is listed.

Can you have hidden injuries after a car accident?

Yes. Many of the injuries of car accidents may not manifest themselves at the time of the injury, but a few hours to days later. This includes, brain injury, whiplash injury, etc. It is always significant to document the integrity of your assets after a car accident by a accomplish medical evaluation at the nearest ER, even however you dont feel anything is wrong.

Can you get car insurance on a car after the accident?

If the car has not been repaired but the harm is cosmetic they will most likely insure it for liability onlyIf the car has been repaired it will be no problem to get insurance. If the car is deemed salvage or rebuilt, you can get total coverage, however keep this in mind. A branded title makes the car worth 35% less than average retail. The coverage AFTER the accident , of course would not caver any claims concerning that accident.

Does car insurance or medicare pay for hospitalization due to a car accident?

Either can If there is insurance on the at fault car where I live that insurance company is responsible for the medical bills, however you may have to pay up front or have your insurance company pay up front and pursue the other company. I purchase extra coverage for this called uninsured motorist coverage ($20 maybe a year)

Where do I get help to pay for my car accidents and insurance in hit and run?

Generally, you cannot, in the absence of collision or uninsured motorist coverage. If the hit and run driver is eventually identified you may be able to sue them personally. Both collision coverage and uninsured motorist coverage are “first-party” coverages, meaning that they cover your own vehicle. Collision coverage provides property harm for your own vehicle irrespective of fault for the collision. It is normally subject to a deductible, meaning there will be an amount that you will have to pay out of pocket. You will have to check your policy, or with your insurance agent, to see if you have the coverage, because it is generally not mandatory. That said, if the vehicle is financed, the entity through which you financed it may have required that you get collision coverage to protect the collateral. If you did not, the company that financed the car may have obtained “force-placed” coverage for you and charged your account the premium for it. Therefore, you should contact the finance company and determine if it did and if so, get the specifics on the coverage so that you can make a claim. Uninsured motorist coverage provides benefits to you if you were injured (usually there is a requirement of permanency, but state law controls) by the negligence of an uninsured driver. It does not provide any property harm benefits, so depending upon the damages that you sustained, it may be moot whether you have it or not. If your state requires you to maintain liability coverage on your car, it will generally also require that your insurer have suggested you the chance to buy or to waive the purchase of uninsured motorist coverage.

What kind of car insurance pays for your injuries when you’re in an accident in your car?

Three types of auto insurance come to mind: medical payments (or private injury protection), liability coverage and under/uninsured motorist coverage. Med Pay is coverage that protects the occupants of a car and pays medical bills up to the amount of the med pay policy thresholds. Liability coverage is the car insurance that pays on behalf of the at-fault driver. This coverage makes a lump sum payment to the injured person who is not at fault. UM coverage is wielded by the injured person and pays them in cases where the at-fault driver does not have any insurance or does not have enough liability coverage.

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What car insurance pays for your injuries when you’re in anaccident in your car is?

Car insurance that pays for your injuries when you’re in an accident in your car is

What do you do if the insurance for a totaled car does not pay for my individual injuries?

If you feel you haven’t been treated fairly, I would file a complaint with your state insurance company or have your lawyer do it.

I had a single car accident with no injuries and just harm to my car. How do I proceed with my insurance company?

You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.

Single car accident no injuries but car totaled will insurance pay?

Can you buy back your totaled financed car lets say my car is financed and I get into an accident that totals my car. I know the insurance will pay out the bank but can i still buy it back after?

Yes, you can usually but it back because it is then inbetween you and the insurance company. But keep in mind your insurance company normally pays the ACV (Actual Cash Value) which may not be what you actually owe on the vehicle unless you carry Gap insurance. Gap Insurance is an extra coverage that covers the balance of the loan inbetween the ACV and remaining Balance.

Does liability insurance cover death in a single car accident?

Liability coverage is “third-party” insurance that pays for injuries or death to another person as a result of the insured’s negligence (carelessness). There are different types of it, not just car-related. Whether or not it applies in a given situation depends upon the dynamics of the occurrence. Therefore, if the theory of the negligence was, for example, that a landowner created a dangerous condition that proximately caused the single-car collision, the landowner’s liability insurance could arguably be triggered so as to cover the incident. If a passenger was killed in a single car collision, the driver/possessor’s liability coverage may be triggered if the driver was negligent in the operation of the vehicle.

Does car insurance in Virginia pay for power pole in accident?

Provided your premiums have been paid and your policy was in effect at the time of the accident, an automobile’s liability coverage will pay for any property harm you do in an accident, even if you run your car into a store front or knock over a power pole. The policy will pay up to the limit of the liability portion of the policy.

Do you have to pay auto insurance if your car is totaled in an accident and may not have another car for several months?

If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state permits and carry that until you get another car.

What do you do when your car insurance wont pay after an accident?

Check your policy, and if they are attempting to cheat you, then sue them till they have to pull out a loan just to go to the bathroom.

Where to go if your Insurance company is not paying for the loss of a car accident?

Attorney General,s office where you live. Also attempt the Better Business BureauAdded: Contact the State Insurance Commission of your state and file a complaint.

Can insurance make you pay if cars behind you get in accident?

I’ve got a feeling there is more to this than the question states. The response is if you caused the accident and the police and/or insurance investigator state that you caused the accident then yes you can be at fault and liabile to pay for damages. For utter disclosure, I own and operate a petite Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for Trio years before that.

Can you put a lien on someone’s house if they don’t carry enough auto insurance to pay for injury caused by car accidents?

You need to sue the person and if you win the court will issue a judgment lien that can be recorded in the land records. Then, the property cannot be sold or mortgaged without paying off the lien. You need to sue the person and if you win the court will issue a judgment lien that can be recorded in the land records. Then, the property cannot be sold or mortgaged without paying off the lien. You need to sue the person and if you win the court will issue a judgment lien that can be recorded in the land records. Then, the property cannot be sold or mortgaged without paying off the lien. You need to sue the person and if you win the court will issue a judgment lien that can be recorded in the land records. Then, the property cannot be sold or mortgaged without paying off the lien.

Will your health insurance cover bodily injury in a car accident?

Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or individual injury protection coverage in no-fault states).

Do you have to pay for a car when in an accident who does not have insurance?

Pretty much yes, If your liable for the harm then you have to payfor those damages. If you’d have had your car insurance in place atthe time, it would have paid the bill for you tho’. Good luck..

Can you sue your car insurance if you caused the accident and you do have injuries?

if you made the accident(specially if it prove you did it onpurpose) it is almost certain you will lose the lawsuit and evenget sued yourself for fraud

Do you have to let your insurance car know if you were hurt in a single car at fault accident?

If there is any liability at all against your own company for your injuries or for harm to the vehicle then yes you would have to report the accident to the company so that they can evaluate the claim and payout any damages.

Will your health insurance pay very first if you are in a car accident?

No. You auto insurance has to pay very first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been weary.

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