Yes, as a rule and possibly in all known policies. If you have any doubts read your policy or call your agent.
Is auto theft covered by liability insurance in Colorado?
What does comprehensive auto insurance cover?
Will insurance cover an auto theft if the keys were left in the car?
What is collision and comprehensive on an auto insurance policy?
What does auto comprehensive insurance cover?
Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)
Does comprehensive coverage for auto insurance cover a hit and run of your parked car?
yes it does but you will be claiming off your own insurance and may liberate your no claims discount if you have one..
Yes it can be used but the deductible WILL apply, and your rates may increase if you put in a claim. (as unfair as that may sound)
What does ‘symbol age group’ on comprehensive auto insurance mean?
Companies use rating symbols for various things. Normally the vehicle symbol for comp/coll is based on the fresh purchase price of the vehicle. The higher the number the higher the insurance will cost. Some companies have their own symbols assigned to vehicles while most use the ISO (Insurance Services Office,Inc.) standard symbol.They also use your age in rating and you marital status in pricing auto insurance. A symbol will be assigned your vehicle when fresh and can go down over time depending on the replacement cost of the vehicle. For example ISO symbol for an Infinity M35 AWD is 22 for fresh cost but, 21 for a 2005 model. Another example is a symbol of Ten for some Ford Ranger pick ups while a symbol for most Mercedes are 27.
Does comprehensive auto insurance cover harm from road debris?
It depends on the terms of the insurance and the type of harm to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
What is comprehensive auto insurance?
Does comprehensive insurance cover an exploding battery?
depends on what caused the battery to explode…..should cover the ‘insueing harm’ caused by the battery explosion……..
I’m afraid I have to disagree with the absoluteno , andnor resulting harm, i do agree your insurance policy doesn’t cover defective, or worn out parts/equipment, however, in MOST cases the ensueing harm is covered….ie you have worn out tires, a suck out occurs putting you in a ditch….tire isn’t covered but the resulting harm is…another example, you have a vehicle fire, due to an exposed wire, the ensueing fire harm is covered….what causes most vehicle fires? cut-offs…..(one more), your brakes go out and you hit three parked cars…are you telling the policy wouldn’t cover (with collision coverage) the vehicle or the parked car? absolutely not…coverage would apply..of course your policy states unexpected and accidental and also are exclusions for wear/rip and deteroriation…..but i have never in my twenty years as an adjuster (not an agent) NOTseen this ensueing harm covered…….of course, if a person is aware of a neglected dangerous hazard with their vehicle and intentionally doesn’t take care of it, we’ve opened an entirely different topic…..(same with , i knew that tree in my yard was dead and should’ve had it out years ago, before it fell on my neighbors house), and of i course agree that your policy isn’t a ‘vehicle maintenance policy’ albeit many insureds seem to think so….ha ha….again, i haven’t seen people canceled or non renewed for that……..the claim is denied………. end of story……..i think it is significant to mention that all states are different, there may be some policy wording in some states that are not in others…….let me say the above Iknowapplies to MO